Lease Capital Group (LCG) and Advanced Merchant Services have formed an alliance to provide you with a leasing program designed to cater to your specific needs as an ISO.

Other Program Benefits:

  • Faxed Leases (Exclusively available with Advanced Merchant Services)
  • Better Factor Rates
  • Guaranteed Approval (With Advanced Merchant Services Merchant ID)
  • No First and Last Month's Payments Required

Factor Rates


Tiered Program
(48 months)
Flat Rate Program
(48 months)
.02799
.02999
.03199
.03590
.03990
.03099

What's great about leasing is that each agent has the ability to sell equipment via the method of a small monthly payment as opposed to an upfront cash investment. The average lease is $39.95 per month on a 48-month lease. Lease revenues are calculated by a factor. Using our flat factor of .03099, examples of standard lease income are set forth below:

Example 1

$39.95 divided by .03099 would give you $1289.12 in "gross funding" Then you would need to deduct the cost of the equipment, shipping, etc unless you were promoting a machine on our ‘completely free’ offer. For example, if you leased the Hypercom T4100 the equipment cost is $0 (to you) that $39.95 lease, collecting $0 upfront from your merchant would fund you a net profit of $1289.12. If you were to sell (2) of those per week you would make $2578.24 or $134k per year in just equipment lease revenue. There are thousands of agents averaging more than 2 per week!

Example 2

The Hypercom T7 Plus is a low cost terminal with a built-in printer. If an agent is in a competitive situation and needs to offer a low cost solution - here it is. $25.00 per month divided by the lease factor of .02799 = $893.17 in "gross funding." With the equipment cost being $0 including AMS covering the shipping, the net profit is $893.17. In the industry, this is called a "skinny deal” however two of these per week would earn you $1786.35 or $92 k per year!

Example 3

The T4100/RDM Imager Package (supplemented by AMS) is a terminal and printer combo with a built in pin pad that allows merchants to accept all major credit cards, debit cards, smart cards and checks. Checks are electronically converted to cash with a guarantee. $59.95 per month divided by the lease factor of .03099 = $1,934.49 in "gross funding." Deduct $350 for equipment (RDM) and that results in a net profit of $1584.49 or $3,168  per week if two units were sold and $164 k per year.
These figures represent a clear demonstration of why leasing is so popular in the industry.

“Receiving Notification of your Lease Funding daily is very EXCITING!”