achxpressachXPRESS is our new & improved web-based ACH1 processing tool designed for small and medium-sized businesses. It facilitates the electronic transfer of an authorized payment from a consumer's checking or savings account to the business' bank account, and vice versa with the introduction of our new "electronic credit" feature.

achXPRESS

The Recurring Debit/Credit Process:

  • The customer authorizes you in writing to debit payments from a checking or savings account, and provides you with the void check/bank account information.
  • You enter the client information, transaction details, payment frequency and scheduling information in achXPRESS.
  • On the pre-determined date, depending on if you chose automatic or manual authorization, achXPRESS will submit your transaction directly for processing through the ACH system.
  • On the settlement date, your customer's account is debited (or credited) and your business account is credited (or debited) for the payment.
  • The details of the transaction are reflected on your customer's monthly bank statement.